Table 4 Ordered logistic regression analysis on factors explaining ability to pay for unexpected dental expenses at short notice; middle aged adults living in the capital area in Finland
From: Willingness and ability to pay for unexpected dental expenses by Finnish adults
Expl. Variable, ATP (Ability to pay) | Ref. level | Coef. | Std.Err. | z | P > |z| | 95% C.I. lower | 95% C.I. upper |
|---|---|---|---|---|---|---|---|
Gender, male | Female | 0.433 | 0.166 | 2.620 | 0.009 | 0.109 | 0.758 |
Basic education, Comprehensive school | Matriculation | -0.203 | 0.198 | -1.030 | 0.305 | -0.591 | 0.185 |
Professional training, Vocational qualification,school level | University or corresp. school level | -0.381 | 0.287 | -1.330 | 0.184 | -0.942 | 0.181 |
Professional training, Vocational qualification, technical college | University or corresp. school level | -0.254 | 0.207 | -1.230 | 0.220 | -0.659 | 0.152 |
Working situation, at work | Off work | 0.019 | 0.240 | 0.080 | 0.938 | -0.451 | 0.488 |
Professional status, entrepreneur | Upper clerical employee | 0.349 | 0.297 | 1.180 | 0.239 | -0.233 | 0.932 |
Professional status, lower clerical employee | Upper clerical employee | -0.271 | 0.221 | -1.220 | 0.221 | -0.703 | 0.162 |
Professional status, worker | Upper clerical employee | -0.421 | 0.254 | -1.660 | 0.097 | -0.919 | 0.076 |
Professional status, other | Upper clerical employee | 0.524 | 0.472 | 1.110 | 0.267 | -0.401 | 1.449 |
Professional status, student | Upper clerical employee | 0.953 | 0.970 | 0.980 | 0.326 | -0.949 | 2.855 |
Yearly income, 10 k-25 k | <10 k | 0.843 | 0.361 | 2.330 | 0.020 | 0.135 | 1.552 |
Yearly income, 25 k-50 k | <10 k | 1.717 | 0.391 | 4.390 | 0.000 | 0.951 | 2.483 |
Yearly income, >50 k | <10 k | 2.738 | 0.464 | 5.900 | 0.000 | 1.828 | 3.648 |
Previous visit, public | Private | -0.413 | 0.205 | -2.020 | 0.044 | -0.814 | -0.011 |
Previous visit, else | Private | -0.978 | 0.443 | -2.210 | 0.027 | -1.846 | -0.110 |
Current need, yes | No | -0.498 | 0.161 | -3.090 | 0.002 | -0.813 | -0.182 |
Current need, don't know | No | -0.624 | 0.295 | -2.120 | 0.034 | -1.202 | -0.047 |
Benefit from reform, yes lot | No benefit | -0.057 | 0.246 | -0.230 | 0.816 | -0.539 | 0.424 |
Benefit from reform, yes little | No benefit | 0.041 | 0.174 | 0.230 | 0.815 | -0.300 | 0.382 |
Benefit from reform, don't know | No benefit | -0.193 | 0.310 | -0.620 | 0.534 | -0.802 | 0.415 |
Birth year, 1948 | 1960 | 0.060 | 0.237 | 0.250 | 0.801 | -0.406 | 0.525 |
Birth year, 1954 | 1960 | -0.045 | 0.221 | -0.200 | 0.838 | -0.477 | 0.387 |
Birth year, 1957 | 1960 | 0.118 | 0.225 | 0.530 | 0.599 | -0.323 | 0.559 |
Previous visit, within 24 months | Within last 12 months | -0.411 | 0.212 | -1.940 | 0.052 | -0.826 | 0.004 |
Previous visit, more than 24 months | Within last 12 months | 0.208 | 0.293 | 0.710 | 0.477 | -0.366 | 0.782 |
Previous visit, more than 60 months | Within last 12 months | -0.154 | 0.473 | -0.330 | 0.744 | -1.082 | 0.773 |
Same dentist, >0 years | 0 years | 0.648 | 0.216 | 3.000 | 0.003 | 0.225 | 1.071 |